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Women's car insurance has been popping up throughout the web and our TV screens recently. There's a complete new class of providers like Sheila's Wheels and Cover Girl who offer car insurance for girls only. They promise lower costs for women motorists because, they claim, it is cheaper for them to guarantee women. Women are better people so a diminished chance, they say. They've fewer mishaps, fewer driving convictions and when they do have an, the repairs are generally cheaper. So, is it really true, or is it just another marketing trick?

The solution to the issue is both yes and no. Women only insurance firms are marketing to a specific market - women drivers. Of course it is a gimmick, but just like the most useful advertising gadgets, it is located in truth. Here are the important points about women drivers and insurance:

-92% of driving beliefs are handed out to men.

As women be much more aggressive drivers, these figures are changing, though. In accordance with statistics collected by the automobile insurance comparison site confused.com, 16.8% of male drivers have beliefs on the driving record, compared to 9.8% of female drivers. That number is up from 4.8% of female drivers only 36 months before.

-Men travel differently than women.

Last year a huge 98% of dangerous driving convictions were given out to male individuals. According to most of the research, men are usually competitive and more aggressive driving than women, and that naturally contributes to more incidents. Women tend to drive more slowly - generally within the speed limitations - and to drive shorter distances. All of those facts add up to women that are involved by fewer accidents. (So much for all those jokes about lousy women drivers. The data say otherwise.)

-Insurance businesses pay out less in damages for policies taken out by women.

They are usually of the fender-bender scrape selection, when women do enter an accident. Total, insurance firms have always known that female drivers cost them less in payouts.

However, that does not of necessity translate to the best payments from companies that just ensure women. In fact, many of them offer actual estimates that are higher than the rate you had be estimated from a more general motor insurance provider. The simple truth is that despite the popular belief that women drivers underwrite their more costly male counterparts by paying higher insurance, many insurance companies offer lower insurance rates to female drivers as a part of doing business.

That's not to express that you'll not get the best price from an insurer who only protects women's cars. The underside line could be the identical to it's with any car insurance decision. Look around. Before you determine the plan that's best for you get insurance price estimates from the amount of different companies. Bear in mind when you're evaluating plans that you should compare like with like. Choose the specific cover that you need before you begin requesting prices, and make certain that the price you are quoted includes all of the cover you need. It is the one solution to be absolutely certain you're obtaining the most useful address for the money. BabyCenter